Home Loans for Investment Property

Whether you're a first time property investor, or looking to add another property to your portfolio, there is a wide choice of loans available.

Choosing the right loan can have a direct effect on the success of your investment. The wrong loan can be inflexible, unnecessarily expensive and inappropriate for your needs.

This is where the knowledge and experience of your Choice Mortgage Consultant can be invaluable. They'll look at your total situation and identify areas in which you can potentially save money by simplifying loan structures and maximising the use of assets. Did you know that by using the equity in your home, banks can finance up to 110% of the value of an investment property depending on your home value?

Our consultants will work with you to explain all your options and the advantages and risks associated with each. Then they'll ensure you get the full benefits from the loan of your choice.

Ready to Buy Your Next Home Investment?

When you've been through the process of buying a home (or two or three...) before, it's not as scary - but can still be stressful. Since you last purchased a home your situations may have changed and you may now be a more astute property purchaser.

Your current property may have appreciated in value, thus decreasing the percentage of the valuation of the property that you need to borrow.

You have become an attractive client to a lender, you'll have a stable track record of making regular repayments, you are no longer a high risk borrower. These factors will help you to finding a much better deal.

This is where the knowledge and experience of your Choice Mortgage Consultant can be invaluable. They'll help you decide which loan is the best for your situation, making sure you receive all the benefits of the loan of your choice.

Want to Buy a Holiday House?

Have you been dreaming of getting away at weekends to a place by the beach?

Whatever your idea of a getaway property is, we can help you make it happen. But, while finding the right place to buy might be simple, choosing the right loan may not be as easy.

When it comes to financing your holiday house there are a range of options available. Which one is the most appropriate for you depends on your individual circumstances and factors such as how much equity you have in your current home, any current loans, your overall financial situation and your timeframe.

Working through all the options and taking everything into account can be reasonably complex, but very rewarding.

This is where the knowledge and experience of your Choice Mortgage Consultant can be invaluable. They'll look at your total situation and work with you to explain all your options and the advantages and risks associated with each. Then they'll ensure you get the full benefits from the loan of your choice.